Skip to Content
Close Icon

VGM Specialty Underwriters and Cailor Fleming Insurance Announce Exclusive Partnership

Posted On: August 24, 2021

VGM Specialty Underwriters and Cailor Fleming Insurance Announce Exclusive Partnership

Waterloo, Iowa – August 24, 2021 – VGM Specialty Underwriters and Cailor Fleming Insurance recently announced the formation of an exclusive partnership aimed at meeting the needs of Orthotic and Prosthetic Group of America (OPGA) members, American Orthotic and Prosthetic Association (AOPA) members, and the orthotic, prosthetic, and pedorthic professions.

“VGM Specialty Underwriters is excited to partner with Cailor Fleming,” said Bill Wilson, senior vice president for VGM Insurance Services. “Both of our organizations have positioned ourselves as industry leaders, and together we have formed the nation’s leading insurance program for the O&P profession.”

VGM Specialty Underwriters has provided specialized insurance solutions to the O&P profession for over 30 years, including specialized risk management services and custom coverages designed for the needs of O&P providers. They have been a longtime supporter and partner of OPGA and its members.

Cailor Fleming Insurance has been involved in O&P for over 30 years, and since 2009 has been the endorsed AOPA insurance program. They continue to work closely with practitioners and technicians to stay current with important changes in the profession.

“Creating this partnership between Cailor Fleming and VGM Specialty Underwriters allows us to serve the unique needs of O&P providers in an even greater capacity,” said Don Foley, owner/operator, Cailor Fleming Insurance. “We’ve enhanced our risk management tools and coverage options, and added a host of business solutions, all to help our O&P providers thrive now and in the future.”

Providers in the O&P space have a diverse range of service offerings and business models, each with their own unique set of exposures. Designing a program specifically for these risks requires a great deal of industry knowledge, something both Cailor Fleming and VGM Specialty Underwriters see in each other.

“VGM Specialty Underwriters has extensive O&P risk management and underwriting expertise, along with decades of industry knowledge,” said Trent Cailor, president, Cailor Fleming Insurance. “I’m excited to partner with such an established organization and continue to build on the exceptional services we each offer O&P providers.”


About VGM Specialty Underwriters
VGM Specialty Underwriters is a division of VGM Insurance Services, headquartered in Waterloo, Iowa. With a staff of more than 70 employee owners, VGM Insurance Services offers industry-specific insurance products and risk management solutions for businesses specializing in orthotics and prosthetics, home medical equipment, home health and hospice, physical therapy, medical distribution and golf and hospitality across the United States. More information is available at

About Cailor Fleming Insurance
Cailor Fleming Insurance was founded in 1918, with a commitment to excellence and a promise of integrity. More than 90 years later, these values remain the cornerstone of their business. This longevity enables them to offer advice on matters of loss prevention and loss control—an integral part of their total protection program. As an independent agency, they represent many of the industry’s most respected insurance companies, allowing them to present multiple choices to their customers. Cailor Fleming also offers 24-hour emergency claim service, with claims often settled the same day they are made. More information is available at



Denotes required fields