Customized Coverage for Senior Living Providers
As a senior living provider, you encounter unique challenges every day while caring for your residents. You offer them a sense of security, and you deserve insurance coverage that provides you with the same peace of mind. That's why partnering with experts like those at VGM Insurance is essential. We are dedicated to building lasting relationships and will work with you to ensure your business has the right coverage to feel secure. From independent living to skilled nursing, a deep understanding of healthcare allows us to deliver comprehensive, long-term solutions that align seamlessly with senior living’s unique exposure.
Get a QuoteWho Should Get Senior Living Insurance?
Senior living communities are a cornerstone in the care of millions of residents across the country. Our experience has led us to become the unequivocal destination for specialized coverage tailored to the unique needs of those in the senior care industry. Check out the list below to see who our Senior Living product is designed for.
- Assisted Living Facilities
- Memory Care Facilities
- Skilled Nursing Facilities
- Residential Care Facilities
- Continuing Care Retirement Communities
- Independent Living Facilities
- Senior Apartments


Exclusive
Workers’ Compensation Program
We live Senior Living. The care provided by senior living communities is essential to millions of residents nationwide and we understand the complexities and hazards of providing healthcare unlike any other insurer. This intimate knowledge is what allows VGM Insurance to offer protection beyond the policies we write. And it brings you a Workers’ Compensation program with competitive pricing, streamlined processes, and customer service you won’t find anywhere else. Click the button below to learn more about our Workers' Compensation program and to start the quote process today.
Senior Living Coverage Options
What’s the goal of any insurance policy? To get you the best policy possible while keeping your costs down and minimizing your risk. That’s what we’re all about at VGM Insurance. Our experts will get you the right policy, and help save you money on insurance costs. What could be better than that? Check out the full list of our senior living coverage options.

- Healthcare Professional Liability on a Claims-made basis
- Healthcare General Liability on a Claims-made basis
- Follow-Form Excess Liability
- Workers' Compensation
- Deductibles or SIRs
- Employee Benefits Liability
- Hired and Non-Owned Auto Liability
- Management Liability
- Physical/Sexual Abuse Liability
- Evacuation Expense Reimbursement
- Medical Payments
- Legal Defense

Flexibility: We can work directly with your current broker.
Enhanced Coverage and Competitive Pricing: Our programs are designed by industry experts, providing the coverage your business needs at competitive prices.
Trusted Carrier Partners: We work only with A.M. Best ‘A’ Rated or higher carriers. You can trust us to protect your business.
Risk Management Expertise: Access to our full portfolio of risk management resources helps you manage your risk and defend your business.