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Our Story

Serving Our Clients with Protection Beyond Policies

Founded in 1990 and headquartered in Waterloo, Iowa, we have been providing unrivaled service, industry expertise and specialty insurance coverage to a variety of niche industries for over 30 years.

We offer programs for a variety of post-acute healthcare industries as well as golf and hospitality markets. With four locations across the U.S. and an ever-expanding portfolio of specialty programs, we provide solutions for thousands of companies across the nation.


This is Us

We’re not here simply to sell you insurance. We partner with our customers, agents and brokers to develop long-term relationships that add value to your business.

While managing your risk is important, we care about more than that. Our team of experts is at your disposal to help your business grow and thrive however we can. When you have a business problem, we want to be the people you call.

We have decades of specialized experience, and we know and understand the markets we serve better than any other insurer. We will work with you to proactively manage risk and offer innovative solutions tailored to your business. Our expert claims team and in-house legal counsel are uniquely positioned to manage your claims and defend your business.

But our people are what you will appreciate most. We are committed to delivering you the type of service that goes far beyond what you expect. When you partner with VGM Insurance, you become part of our family. That’s what we mean when we say we deliver protection beyond policies.

DSM Register Top Workplaces logoBusiness Insurance Best Places to Work 2020 logo

We are 100% employee owned and have been named one of Iowa’s Top Workplaces by the Des Moines Register several years in a row, as well as one of the Best Places to Work in Insurance by Business Insurance Magazine.