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Why Your Club Needs Employment Practices Liability Insurance

Why Your Club Needs Employment Practices Liability Insurance

Posted On: January 3, 2020 by VGM Insurance in:

Clubs—and businesses of all kinds—come up with all sorts of reasons for not carrying Employment Practices Liability Insurance (EPLI). They do their best to make sure their employees have a safe workplace free from harassment and discrimination, so they can’t imagine a scenario in which an employee would file a lawsuit. Some believe they’re simply too small—others, that because their employees are like family, they won’t have to worry about an employee lawsuit. Unfortunately, that’s not the case. From the moment you start the pre-hiring process to the final exit interview (and even long after an employee leaves) the risk of an employee-related lawsuit is always present, no matter your size. Some studies have estimated that businesses have at least a 10.5% chance of having an employee lawsuit brought against them. And based on data from the U.S. Equal Employment Opportunity Commission (EEOC), 41.5% of employee lawsuits filed are against private

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