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Spring has Sprung – Loss Prevention Tips Spring has sprung! That means warmth, sunshine, showers, and flowers are on the way. However, as the dreary winter weather finally starts making its way out the door, this coming season presents a new set of risks every business needs to be aware of. Prepare for the spring months with these loss prevention tips. Property Claims Prepare against storms and accompanying lightning strikes by purchasing surge protectors for all of your electrical...

VGM Insurance Services, Inc. has added a new equipment financing program to its portfolio of offerings designed for the golf industry. The equipment financing program is being offered in partnership with Wells Fargo. Based out of Waterloo, Iowa, VGM Insurance Services will be doing business as VGM Insurance & Financial Solutions in the golf industry, effective immediately. As a trusted insurance leader in the golf space for over 15 years, we are constantly looking for ways to bring our new...

Opioids help people in the healing process, relaxing the body and relieving pain. But, like nearly any form of medication, they can also be abused. The prevalence of opioids has led to an epidemic in America. The CDC estimates that the total "economic burden" of prescription opioid misuse alone in the U.S. is $78.5 billion a year and that 115 people die each day from overdoses. You can learn more about the crisis and how it can affect your business in our blog, “Opioids and Their Effect...

While nearly every employer may agree that workplace safety is one of their top priorities, the fast pace of daily operation means it can sometimes fall by the wayside. However, when it comes to improving the bottom line, there are few better investments than developing a safety program. In fact, according to studies from the Occupational Safety and Health Administration (OSHA), for every $1 invested in an effective safety program, $4 to $6 may be saved as illnesses, injuries, and fatalities decline....

Employees injured at work are often prescribed powerful – and potentially dangerous – medication in the form of opioids to help relieve their pain. Opioids are a class of drugs found naturally in the opium poppy plant. Opioids are often used as medicines because they contain chemicals that relax the body and relieve pain. Prescription opioids are used mostly to treat moderate to severe pain. Common prescription opioids include: Hydrocodone (Vicodin®) and oxycodone (OxyContin®,...

If you’re anything like us, you enjoyed kicking off the New Year with something fun. That usually means work parties, company get-togethers and other festivities. Workplaces have different cultures, and that means they have different ways to celebrate. If yours involves alcohol, it can lead to alcohol-related harm. As we head into 2019, it’s a great time to assess your workplace culture and how alcohol fits into that culture. Alcohol within the culture of a workplace has become the...

With cyberattacks becoming increasingly common among businesses in the health care industry, it’s critical to take every conceivable precaution to protect your data. Yet, many businesses are still of the “it’ll never happen to me” mindset. In this real-life claims scenario, you’ll discover what it’s like to experience a cyberattack as you take the point of view of a provider who suddenly loses access to her data. After you’ve walked in her shoes, you’ll...

It is because of growth, and the incredibly bright future ahead of us that we are elated to announce Affinity Club Underwriters, Caldwell Insurance Services and PT1 Insurance Solutions will now officially be doing business as VGM Insurance Services, effective January 1, 2019. Over the past five years, these companies have grown with us, becoming part of the whole that is VGM Insurance Services, a leader in providing business insurance solutions to the golf, hospitality, and post-acute health care...

Risk management lessons to take into 2019 As we head into another new year, most business owners and providers reflect on what they’ve learned. What went right, what went wrong and what issues need to be addressed in 2019. Every year we learn new lessons to continue to improve. Here’s what 2018 taught us about managing business risks in 2019. #MeToo and What It Means for Your Business According to the U.S. Equal Employment Opportunity Commission (EEOC), the number...

Winter is here. And that means winter weather can cause headaches for business owners no matter where they’re located as they try to keep their properties as safe as possible for employees and customers. But, Accidents DO Happen Try as you might to prevent an employee or customer from being injured due to a slip, trip, or fall, accidents do happen, and sometimes people get hurt. You obviously never want to see someone injured, especially at your business, but injuries that do occur...