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Due to new research and the rapidly growing number of personal testimonials surrounding the medical benefits of CBD use, the market for CBD oil has expanded significantly. According to The Hemp Business Journal, the CBD market is estimated to grow to $2.5 billion in consumer sales by 2022. And, while CBD products are becoming a natural addition to the product mix of many home medical equipment, homecare and health and wellness businesses, those supplying CBD should be aware of the potential risks...

America’s population is aging, creating a greater demand for health care services than ever before. Unfortunately, the same vulnerabilities that cause dependent adults to seek care also make them potential targets for abuse by their caregivers. With claims of dependent adult abuse on the rise across the country, it’s important for your organization to understand the serious liability risks that these claims can represent so that you can take appropriate steps to prevent them. Even a false...

The food service business is nothing if not competitive. Highly competitive. Your members have a multitude of dining options, and simply because they have ready access to your club’s restaurant doesn’t necessarily mean they’ll frequently take advantage of it, even if they’re charged a monthly minimum. So, as a club owner, you undoubtedly spend considerable time and money in order to deliver a high-quality dining experience for your members and their guests. But, as you’re...

June shares two very important titles. It’s the start of the summer season – the time where your club shines. Guests come to spend the day on the golf course, lounge in the pool, or enjoy a cold beverage under the sun. However, the second title is one you may not be as familiar with: National Safety Month. The goal of National Safety Month is to help prevent unnecessary injuries and deaths at work, on the roads, and in our homes and communities. Unfortunately, it’s impossible...

At VGM Insurance, there’s no shortage of mystery involved in many of the claims we see. But, we use our experience deciphering these puzzles to provide you with the information and resources you need to better prepare and protect your business. Join us in the scenario below – based on a true story – as you look through the eyes of a physical therapist who sees what can happen when heat therapy doesn’t go as planned. After you’ve read through the account, we’ll...

Swimming Pool Safety: The Most Important Responsibility In Your Clubhouse Golf course managers know swimming pools and hot tubs are popular clubhouse features. They’re also an important responsibility and potential liability. With prime summer swimming season upon us, it’s a good idea to re-visit pool safety and accident prevention. Some Sobering Statistics According to the Centers of Disease Control and Prevention (CDC), drowning ranks fifth among the leading causes of unintentional...

Spring has Sprung – Loss Prevention Tips Spring has sprung! That means warmth, sunshine, showers, and flowers are on the way. However, as the dreary winter weather finally starts making its way out the door, this coming season presents a new set of risks every business needs to be aware of. Prepare for the spring months with these loss prevention tips. Property Claims Prepare against storms and accompanying lightning strikes by purchasing surge protectors for all of your electrical...

VGM Insurance Services, Inc. has added a new equipment financing program to its portfolio of offerings designed for the golf industry. The equipment financing program is being offered in partnership with Wells Fargo. Based out of Waterloo, Iowa, VGM Insurance Services will be doing business as VGM Insurance & Financial Solutions in the golf industry, effective immediately. As a trusted insurance leader in the golf space for over 15 years, we are constantly looking for ways to bring our new...

Opioids help people in the healing process, relaxing the body and relieving pain. But, like nearly any form of medication, they can also be abused. The prevalence of opioids has led to an epidemic in America. The CDC estimates that the total "economic burden" of prescription opioid misuse alone in the U.S. is $78.5 billion a year and that 115 people die each day from overdoses. You can learn more about the crisis and how it can affect your business in our blog, “Opioids and Their Effect...

While nearly every employer may agree that workplace safety is one of their top priorities, the fast pace of daily operation means it can sometimes fall by the wayside. However, when it comes to improving the bottom line, there are few better investments than developing a safety program. In fact, according to studies from the Occupational Safety and Health Administration (OSHA), for every $1 invested in an effective safety program, $4 to $6 may be saved as illnesses, injuries, and fatalities decline....