According to the United States Census Bureau, there are more than 260 million vehicles in the U.S. Chances are good your employees use company vehicles for personal use, or they use their personal vehicles while performing company business. In either case, it is imperative that you as an owner or manager develop and implement a vehicle use program to mitigate your organization’s liability that may arise from an accident caused by an employee while operating a company or personal vehicle. Employee...

Winter weather creates a set of risks you won’t face at any other time of the year, creating added liability exposure for your business. With many regions already dealing with colder than usual temperatures, snowfall, and ice, now’s the time to kick your preparations into high gear. We’ve rounded up the top six weather-related issues that businesses face in the winter months, as well as steps you can take now to prepare and protect your business. 1. Risk: Trips, slips, and...

Hosting private parties at your club gives you the opportunity to provide an impactful experience to your patrons. Whether it’s a wedding, a graduation party, a corporate celebration, or another event, your club becomes the setting for countless memories to be made. However, when you open your doors to guests for a party, you also open your doors to a variety of risks you may not have considered. Read on for tips and best practices to protect your guests, your employees, your property, and...

With cyberattacks becoming increasingly common among businesses in the health care industry, it’s critical to take every conceivable precaution to protect your data. Yet, many businesses are still of the “it’ll never happen to me” mindset. Check out our #RiskyBusiness video for tips on how to protect and prepare your business from a ransomware attack.              In addition, read our real-life claims scenario, where you’ll...

When club owners think of preparing for winter, turf management is usually what comes to mind. While the course is your most valuable asset, don’t forget about winterizing equipment, buildings, and other outdoor spaces that support your business. Preparing your property for Mother Nature now can help mitigate risks once winter arrives, and allow for a stress-free holiday season. Here are nine winterizing best practices: 1. Have building roofs inspected. A little preparation can go a long...

If your business provides services of any kind to patients’ homes, you’re in a unique position when it comes to risk. Both General Liability risks (incidents that happen on the premises of the patient’s home) and Professional Liability risks (incidents that result in patient injury usually due to caregiver error) need to be top of mind for all your employees. Whether your employees are delivering equipment, transporting a patient, providing skilled or non-skilled home care, or...

In recent years, dry needling has increasingly been used in physical therapy settings to alleviate pain and increase range of motion for patients. During this procedure, thin needles are pushed through the skin into the muscle at specific trigger points to induce a twitch reflex. It’s generally a safe procedure. However, as with any procedure, there are potential complications. In the story below—based on an actual claim—you’ll see through the eyes of a physical therapist...

Making your club a place for kids has many benefits. It can make the lives of parents easier since they don’t have to arrange for a sitter, it turns a visit to the club into a family experience, and it brings in extra revenue for your business. However, while there are benefits, there can be risks as well. Allowing kids at your club means you must take extra precautions to ensure that they are kept safe from harm when on your property. We’ve compiled a list of potential risks to having...

For the third time in five years, VGM Group has been selected as Iowa’s Top Workplace among large employers. The company has taken the top spot in each of the three years it has participated: 2015, 2017, and 2019. Rankings for the award are based entirely on employees’ opinions from an anonymous survey performed by Energage, a leading research firm that specializes in organizational health and workplace improvement. The survey asks employees to assess metrics such as engagement,...

Facing an unexpected disaster, whether it be a hurricane, fire, earthquake or even terrorist activity is daunting for any business. And those in the healthcare industry have even more to worry about than their facilities and equipment. Nursing homes, hospices and other patient care facilities have the responsibility of looking after the most vulnerable among us. These populations rely on their caregivers for more than their daily needs. In the event of a disaster, they’ll be looking to you...