When it comes to running a profitable club, some establishments overlook the benefits of cultivating a kid-friendly atmosphere. Permitting children eliminates the stress of parents trying to find a sitter, and it also turns time spent at your club into a family experience. In addition to generating extra revenue, the benefits of creating a family-friendly environment at your club are numerous. Check out our #RiskyBusiness video for tips on keeping kids safe on the course   However,...

Business owners have had to learn a lot of tough lessons recently, including a crucial one: Planning and preparing for the worst-case scenario can be the difference between survival and the end of operations. Check out our #RiskyBusiness video for tips on creating a business continuity plan   From large-scale natural disasters, to riots resulting in vandalism, to a global pandemic, a business continuity plan can be the key to protecting your business from unexpected closures and...

If you haven’t already, chances are you will soon be welcoming guests back to your course and clubhouse facilities. While nothing is more important than doing your best to ensure the safety of your guests, it’s important to take care of your bottom line as well. This includes making sure you know what your insurance policies cover and what they do not, as well as steps you can take to protect your club’s reputation. In our recent post, we talked about your food and beverage operations...

VGM Insurance has turned 30! It’s been an incredible journey so far, and we can’t wait to keep the momentum going into the next 30 years and beyond.   “We’re just in the beginning,” said Mike Kloos, president of VGM Insurance. “30 years is young for an insurance company. To have grown the way we have in such a short amount of time is extraordinary, but I’m even more excited for the next 30 years.” “One of our keys to success...

Clubs have always had to be adaptable. But as with other industries, the COVID-19 pandemic has forced clubs to get more creative than they’ve ever been, especially when it comes to their food, beverage, and restaurant services. To keep serving members and guests, keep their staff busy, and generate some revenue, clubs have developed several new solutions. Some have developed takeout and delivery services. Others have even added makeshift grocery stores and offered semi-prepared food for...

VGM Insurance Services has once again been named one of Business Insurance magazine’s Best Places to Work for 2020. The annual Best Places to Work in Insurance program recognizes employers for their outstanding performance in establishing workplaces where employees can thrive, enjoy their work, and help their companies grow. “We are humbled to once again be recognized as one of the Best Places to Work in the insurance industry,” said Mike Kloos, President of VGM Insurance....

From delivering equipment, to in-home care and treatments, to senior care settings—and even in the office—there’s a high probability that you and your employees will encounter animals in the course of your day, making the threat of bites or injuries related to animals a very real possibility. Let’s look at a few scenarios where risks could arise, along with the steps you can take to protect your employees, your clients, and your business. Check out our #RiskyBusiness video...

Like every market, the insurance industry fluctuates in cycles. As a business owner, understanding the difference between soft markets and hard markets in the insurance world can help you better prepare and protect your organization when the cycle swings in a new direction. When the market is soft, insurance premiums remain stable. Insurance companies offer broader coverage and have a higher capacity for risk. During a soft market, companies will often compete over new business to a buyer’s...

The COVID-19 pandemic has drastically changed the way we do business—likely forever. We’re now in an environment where services are rendered both in person and remotely. Products are being dropped at the doorstep with instructions given over the phone, and some services are being provided in a fully virtual environment. But one thing hasn’t changed—proper documentation is still one of the key ways to protect your business. Check out our #RiskyBusiness video for tips on...

VGM Insurance Services is pleased to partner with Great American Insurance Group Alternative Markets Division to provide a new national program for Golf and Country Clubs across the United States. The program will enhance the coverage options, specialized risk management services and expertise we offer to our golf industry clients. Read the full Press Release below: Great American Insurance Group Alternative Markets Division Introduces National Golf and Country Club Program CINCINNATI –September 14,...