Posted On: October 13, 2023
Insuring the Caregivers: The Importance of Partnering with a Qualified Insurance Professional for Class Code 8835 Home Healthcare Employers
As a home healthcare employer, you know the importance of providing top-notch care to your clients. But have you given equal thought to protecting your business and employees from the financial risks associated with Workers’ Compensation claims?
Working with a qualified insurance professional is one of the most effective ways to safeguard your business and ensure that you have the right coverage in place to meet the unique needs of your employees who fall under class code 8835. This class code includes certified nursing assistants, home health aides, and personal care aides.
Here are a few reasons why it’s important to partner with a qualified insurance professional:
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Compliance – Navigating the complex laws and regulations surrounding Workers’ Compensation can be a daunting task. A qualified insurance professional will help ensure that your business follows state and federal laws, and that your Workers’ Compensation policy is consistent with your business’s needs.
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Tailored coverage – Home healthcare businesses have unique risks and exposures that need to be addressed. A qualified insurance professional will work with you to understand your business’s specific needs and tailor your coverage to meet those needs.
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Risk management – A qualified insurance professional can provide valuable guidance on risk management techniques that can help reduce the likelihood and severity of Workers’ Compensation claims. This can include creating a return-to-work program, providing employee safety training, and identifying and addressing potential hazards in the workplace.
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Claim support – In the event of a Workers’ Compensation claim, a qualified insurance professional can provide valuable support and guidance in navigating the claims process, ensuring that the claim is handled fairly and efficiently.
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Cost savings – By working with a qualified insurance professional to identify and address potential risks, home healthcare employers can often achieve significant savings on their Workers’ Compensation insurance premiums.
In the fast-paced and demanding world of home healthcare, it’s easy to overlook the importance of protecting your business from the financial risks associated with Workers’ Compensation claims. But by working with a qualified insurance professional, you can ensure that your business is properly protected, so you can focus on providing top-notch care to your clients.
At VGM Insurance, we have developed an exclusive Workers’ Compensation product specifically designed for the home healthcare industry. To learn how VGM can help you reduce the risk of injury for your employees, contact us today at info@vgminsurance.com or call us at 800-362-3363.
VGM Insurance
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