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Senior Living

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Senior Living Program


Senior Living Program

With an expert team specializing in the Senior Living industry, our insurance program provides a broad portfolio of enhanced coverages at competitive prices. Partner with VGM Insurance Services for exceptional customer service, quick turnaround time, and claims expertise.

Who It Covers

  • Nursing Homes
  • Skilled Nursing Facilities
  • Assisted Living Facilities
  • Continuing Care / Retirement Communities
  • Independent Living Facilities


What It Covers

  • Commercial General Liability
  • Professional Liability
  • Property
  • Business Auto
  • Workers’ Compensation
  • Excess Coverage
  • Directors and Officers
  • Employment Practices Liability
  • Cyber Liability


Program Highlights

  • Claims Made and Reported Coverage Forms (includes an awareness clause)
  • “A” rated carrier
  • Coverage available in most states
  • Coverage enhancements include Punitive
  • Damages and Defense Outside the Limit
  • Silent on sexual abuse
  • Low limits available in most states
  • Low Deductibles
  • Low Minimum Premiums


Risk Management Benefits

VGMVGM Education Insurance Services offers access to loss prevention and safety training materials, including CEUs, on topics such as OSHA and HIPAA compliance, occupational hazards, identifying elder abuse, patient rights, accident/incident reporting, and more through our partnership with VGM Education.

Start the Quote Process

Once you have submitted this form, VGM Insurance Services will contact you to discuss your quote request. Please be prepared to provide us with a copy of the following:

  • Completed application
  • A copy of existing policies' declarations pages
  • Five years of claim history
  • Employee driver information

Financing Options Available

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