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Home Programs Physical Therapy PT1 Insurance Solutions Program Highlights

PT1 Insurance Solutions Program Highlights

Home Programs Physical Therapy PT1 Insurance Solutions Program Highlights

Physical Therapy Insurance Program Highlights


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What's Included in Our Therapy Insurance Program?


  • Commercial General Liability
  • Professional Liability
  • Excess Liability
  • Property
  • Business Auto
  • Workers' Compensation
  • Directors and Officers
  • Employment Practices Liability
  • Cyber Liability
  • Surety Bonds



  • Physical Therapy Providers
  • Occupational Therapy Providers
  • Speech Therapy Providers
  • Massage Therapy Providers
  • Athletic Trainers



  • Flexibility: We can work directly with you or with your local insurance agent.
  • Enhanced Coverage and Competitive Pricing: Our programs are designed by industry experts, providing the coverage your business needs at competitive prices.
  • Trusted Carrier Partners: We work only with A.M. Best ‘A’ Rated or higher carriers. You can trust us to protect your business.
  • Risk Management Expertise: Access to our in-house corporate counsel and claims team, as well as a full portfolio of risk management resources, helps you manage your risk and defend your business.



Partnering with us provides access to a variety of services and solutions to help your business thrive, including:

  • Online Continuing Education and CEUs
  • Technology/Network Security Solutions
  • Web Marketing Solutions
  • Audit/Compliance Assistance and Education
  • Group Purchasing Solutions
  • Nationwide Referral Networks
  • Government Advocacy

Save Money. And Enhance Your Coverage!

For over 30 years, VGM Insurance has been dedicated to creating specialty programs and customized solutions for the unique needs of the businesses we serve.


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Hear What Our Clients Have to Say About Working with Us!

“We have saved over 30 percent on our insurance premiums through PT1. It’s better coverage, and we are saving thousands of dollars every year.”

Lee Glasoe, OTR/L, CHT, CEO, Administrator, Prairie Rehabilitation

"Switching to PT1 has been one of the best changes we have ever made. I just can’t say enough good things!"

Jenne Glover, Business Manager, Armworks Hand Therapy
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Manage Risk with Resource Tailored to Your Business

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