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Golf and Hospitality Program Highlights

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Insurance Program Highlights


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What Our Program Includes

As a full service brokerage, we specialize in placing a wide spectrum of commercial insurance products. We offer our exclusive program in all 50 states—providing broader solutions, as well as the flexibility of optional and standalone coverage(s).


  • Public, Private and Semi-private clubs
  • Daily fee courses
  • Resorts
  • City athletic clubs
  • Golf management companies
  • Tax-exempt municipalities


  • Property
  • Casualty
  • Umbrella
  • Auto
  • Difference in Conditions and Equipment
  • Cyber Liability
  • Directors and Officers / Employment Practices Liability
  • Workers Compensation
  • Pollution and Storage Tank
  • Accident and Health


It goes without saying your club or organization’s Package, Excess, and Auto coverages are among the most important coverages necessary for peace of mind:

  • Your Package Policy provides both Liability and Property coverage for your club.
  • The Excess Policy protects your club/organization when existing underlying policies cannot cover all the expenses.
  • Your auto Policy helps you pay for any claims resulting from a golf course employee's accident while driving a company vehicle, or their personal vehicle while on company business.

Difference in Conditions and Equipment Program

You deserve more than “standard.” Natural disasters such as floods, earthquakes, and other catastrophes can cripple even the most successful of clubs, and many standard package policies don’t carry adequate limits. 
So, protect yourself with an upgrade. Enhance your coverage (and peace of mind) with the affordable Difference in Conditions (DIC) and Equipment program.

Pollution and Storage Tank

You work hard to get your club clean and green. Let’s keep it that way with our affordable Pollution and Storage Tank Programs.

Cyber Liability

Cyber risk is everywhere, and so is our Cyber Risk Insurance Program. It’s available in all 50 states and provides comprehensive coverage (limits up to $10 million) from highly rated insurance carriers at significantly lower rates than our competitors. 

Directors and Officers/Employment Practices Liability

Directors & Officers Liability (D&O) and Employment Practices Liability (EPLI) insurance provides protection for lawsuits stemming from actual or alleged wrongful acts against the directors and officers of a club, as well as their employees and volunteers.

Workers' Compensation

Club and hospitality facilities have unique needs, requiring a more tailored approach to workers’ compensation. 
We’ve made it simple with a dedicated service staff who can partner with your existing payroll company and provide a variety of options, including “pay as you go” to minimize costs during the off season.

Accident and Health

Help cover your facility against potential lawsuits or adverse financial consequences due to accidents with the Affinity Accident and Health program. It’s a great (and affordable) way to help offset your General Liability coverage.

For more information about our coverages and limits, get in touch with our team today!

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Broker Applications & Resources

If you don't help your client save money and reduce risk, someone else will. Even if you only have one golf or hospitality client, we'll help you be the hero (not the other guy!). We help our broker partners find ways to reduce costs, address club owner concerns and manage risk. It's because of this that we're often recognized as the most broker friendly program administrator in the club and hospitality space. 

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