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Allied Healthcare Program Highlights

Home Programs Allied Healthcare Allied Healthcare Program Highlights

Allied Healthcare Program Highlights

COMPREHENSIVE GENERAL AND PROFESSIONAL LIABILITY COVERAGES

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Let Us Tailor a Solution For You

Who it Covers

We provide tailored insurance solutions for:

  • Home Health Care/Temporary Staffing
  • Hospices
  • Physical Therapy Clinics
  • Home Medical Equipment Dealers
  • Orthotics and Prosthetics Distributors/Manufacturers
  • Medical Testing and Imaging Laboratories
  • Dialysis Centers
  • Outpatient Drug and Alcohol Rehabilitation
  • Outpatient Therapy and Rehabilitation
  • Outpatient Mental Health Counseling
  • Case Management
  • Administrative Services of Medical Directors

What it Covers

Our coverage options include:

  • Primary limits up to $5,000,000/$7,000,000
  • Monoline Professional or combined Professional/General Liability
  • Sexual/Physical Abuse sub-limit options up to $1,000,000/$1,000,000
  • Hired and Non-owned Auto coverage is available
  • Claims made or Occurrence options
  • Shared limit or separate limit options
  • Options for defense within or outside of limits
  • Various deductible options starting at $0
  • Incident-sensitive form
  • Contractors as named insureds

Additional Coverages

Additional coverages are also available, including:

  • Coverage for additional insureds
  • Waiver of subrogation
  • Employee benefits
  • Stopgap
  • Nose coverage for Occurrence policies with prior acts

VGM Specialty Underwriters is pleased to offer our Allied Healthcare Enhancement Endorsement, providing an array of additional coverages tailored to the unique need of Allied Healthcare facilities, practices and services.

Coverage EnhancementProvided LimitsOptional Limits Available
Theft of Client’s Personal Property$10,000Up to $100,000
HIPAA$50,000Up to $500,000
Court of Investigation Costs$25,000 
First Aid$5,000 
Data Breach$50,000Up to $500,000
Identity Theft$5,000 
Executive Replacement Insurance$10,000 
Special Event Cancellation$2,500 
Key and Lock Replacement$500 
Business Personal ProtertyRefer Commercial Property Coverage, if applicable. 
Business IncomeRefer Commercial Property Coverage, if applicable. 
Blanket Additional InsuredIncluded 
Blanket Waiver of SubrogationIncluded 
Basic Extended Reporting Period12 months (Refer Prof Liability Coverage24 Months

Coverage Benefits

  • Primary limits up to $5,000,000/$7,000,000
  • Claims made or occurrence options
  • Shared limit or separate limit options
  • Options for defense within or outside of limits
  • Various deductible options starting at $0
  • Monoline professional or combined professional liability/general liability
  • Sexual/physical abuse sub-limit options up to $1,000,000
  • Hired and non-owned auto coverage

Optional Coverages

  • Employee benefits
  • Stopgap
  • Nose coverage for occurrence policies with prior acts
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