The milk has been spilled, the ship has sailed, Elvis has left the building… in other words, what’s done is done.  Your credit has suffered and you can’t undo it (quickly anyways).  The problem is you still have a home medical equipment business to run and if you want to keep billing Medicare you still need to get a Medicare surety bond. Pay all non-credit card debts off and keep your monthly bills paid on time, every time.  Avoid collections.  Bad credit...