No doubt about it, the last several years have not been easy for Home Medical Equipment providers. A rough economy, Medicare’s competitive bidding, and larger “box store” and online-only companies have all made it hard for smaller shops to compete and maintain their standing. Many of these businesses have seen their credit ratings suffer making it even harder for them to continue in the business they love and get the surety bonds they need to continue.  VGM insurance understands these issues...