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About Us

VGM Insurance is a captive holding company owned by The VGM Group, Inc.

Founded in 1990 and headquartered in Waterloo, Iowa, we have been the recognized leader for nearly 30 years in providing specialty insurance programs for a variety of niche industries.


Initially created to provide tailored insurance solutions for Home Medical Equipment and Orthotic and Prosthetic businesses, we are now one of the nation’s leading providers of liability insurance and Medicare/Medicaid Surety Bonds for these industries. 

In the last ten years, VGM Insurance Services has diversified and expanded into a number of additional markets to serve the over 25,000 companies in an array of industries throughout the United States and Canada that The VGM Group, Inc. serves.


Our portfolio includes:

  • Physical Therapy through PT1 Insurance Solutions. PT1 provides comprehensive insurance solutions designed specifically for the unique needs of the physical therapy and rehabilitation industries.
  • Allied Healthcare and Specialty Risk through VGM Specialty Underwriters. VGMSU is a full service managing general that specializes in placing unique Excess & Surplus risk for a variety of classes of business. Their Allied Healthcare Program provides cutting edge solutions for the specialized needs of Allied Healthcare facilities, practices and services, including home health, hospice, outpatient clinics and many more.
  • Our Golf and Hospitality Program provided through Affinity Club Underwriters offers specialty coverage for the unique needs of the club and hospitality industry.
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