1111 W.San Marnan Dr. Waterloo, Iowa 50701 | Phone: 800-362-3363 | Fax: 319-235-6656

Reform Your Health Care

 

Reform Your Health Care

 

Reform Your Health Care

 

Reform Your Health Care

 

Reform Your Health Care

Reform Your Health Care

For Detailed Information Please Call 877-880-2580!

The TBS program is part of the broad service offerings to VGM members and is only offered to customers that do NOT have an insurance agent on their account. If you normally work with a local insurance agent, it is recommended that you work with your agent or have them contact VGM Insurance for additional information.

TBS (Total Benefits Solution) is a system designed to ensure that the needs of the employees and business executives are all met.

TBS is the best and most complete benefits package using top carriers and the most innovative products available. The TBS program offers a variety of options to fit every need and budget.

Contact our the benefits department today! 877-880-2580 or benefits@vgm.com

 

Executive Benefits:

  • Retirement planning
  • Transition planning
  • Estate planning
  • Business protection and planning

Supplemental Benefits:

  • Life
  • Dental
  • Vision
  • Disability
  • Retirement plans/401k

Health Benefits:

  • Group insurance
  • Individual insurance
  • Mid Med program
  • Limited benefits program

More to Consider:

Are you looking to attract and retain the best employees?

Studies show that benefits can be a leading decision maker for qualified candidates. With all the industry changes, are you attracting and retaining the best employees?

Are you and your employees saving enough for retirement?

According to the Employee Benefits Research Institute 2009 Retirement Confidence Survey, 53 percent of workers in the U.S. have less than $25,000 in total savings and investments. The typical American household (headed by a 43 year old) has just over $18,000 in savings. Considering the additional financial constraints on business owners and executives, these stats are even more frightening for this group.

Are you worried about the U.S. Government Health Reform?

The major initiatives in The US Government Health Reform will not become effective until 2013 and 2014.

Employers who review their options now will have a much easier time transitioning into new regulations. VGM Insurance will help you to fully comply with these new requirements.

There are large tax incentives for companies that review their coverage options now.

Are you looking to leave your familyowned company to future generations?

  • Less than one-third of businesses survive into the second generation
  • 12 percent to the third
  • 3 percent to the fourth generation

Source: Raymond Institute/MassMutual, American Family Business Survey, 2003

Contact our benefits department today! 877-880-2580 or benefits@vgm.com

 

For Detailed Information Please Call 877-880-2580!

 

 

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