The A.M. Best Company is a leading source of insurance company information and ratings. Its rating system is the industry's standard measurement of insurer financial performance. Best's Ratings are recognized globally as the benchmark for assessing insurers' financial strength and reflect an in-depth knowledge of the insurance industry developed during its 100-year relationship with the business. This is one reason why insurance industry professionals have consistently ranked Best's Ratings number one in confidence, usefulness and understanding

A.M. Best assigns two types of ratings. Both are independent opinions, based on a comprehensive quantitative and qualitative evaluation, of a company's balance sheet strength, operating performance and business profile. A.M. Best is not a warranty of a company's financial strength and ability to meet either its obligations to policyholders or its financial obligations. Select either rating type for complete details.

• Best's Financial Strength Ratings, is an independent opinion, based on a comprehensive quantitative and qualitative evaluation, of a company's balance sheet strength, operating performance and business profile.
• Best's Debt Ratings, provides an independent opinion for the credit marketplace as to the issuer's ability to meet its financial obligations to security holders when due.

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